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💳 随时随地，随心支付：您可在接受 Mastercard 的任何地方进行消费。
💰 开启无忧消费之旅：提供极具竞争力的费率，解锁便捷顺畅的加密货币消费体验。
🎁 畅享丰厚福利：独家活动不停歇，惊喜福利享不停！
📱 即时虚拟卡：申请一旦获批，即可开始消费。
Bybit Card 新用户解锁丰厚消费福利的机会来了！申请 Bybit Card 后 30 天内，笔笔消费均可享 10% 返现，好机会不容错过！😊
✅ 参与方式
简单 3 步，轻松解锁惊喜福利：
第 1 步：申请 Bybit Card
立即申请
第 2 步：卡申请获批后，充值至少 $100 等值金额。
第 3 步：在申请 Bybit Card 后 30 天内使用其消费，可享 10% 返现，新用户最高享 $300 返现，现有用户最高享 $150 返现。
为什么选择 Bybit Card？
💳 随时随地，随心支付：您可在接受 Mastercard 的任何地方进行消费。
💰 开启无忧消费之旅：提供极具竞争力的费率，解锁便捷顺畅的加密货币消费体验。
🎁 畅享丰厚福利：独家活动不停歇，惊喜福利享不停！
📱 即时虚拟卡：申请一旦获批，即可开始消费。
把握良机，斩获丰厚返现奖励！立即申请 Bybit Card，笔笔消费享返现！🚀
条款与条件：
用户参与条件：
- 用户必须完成 1 级身份认证，方有资格参与活动。
- 新用户最高可获 $300 返现，现有用户最高可获 $150 返现。新用户是指在申请 Bybit Card 之前未进行过任何充值的用户。
- 用户必须在申请 Bybit Card 后 30 天内充值至少 $100 等值金额，方有资格获得 10% 返现。
- 14 天的充值有效计算期过后，如果用户在 3 天内提走充值金额，则将自动失去返现领取资格。
有效交易：
- 有效消费不包含提现至任何其他形式的电子钱包、预付费钱包或暂持账户。
返现期：
- 返现期为自完成至少 $100 等值金额充值或卡申请成功获批后（以后发生的为准）30 天。
- 活动结束或达到 10% 的返现限额后，返现比例将恢复至标准权益水平。欲了解权益详情，请点击此处。
一般条款：
- 所有参与用户必须严格遵守 Bybit 服务条款。Bybit 有权取消利用恶意行为获取盈利的用户的参与资格，包括开设多账户以牟取追加体验金以及其他涉及非法、欺诈或造成有害影响的行为。
- 获得的积分不受 Bybit 持卡人条款与条件约束。这些积分通过 Bybit 奖励计划提供，可在 Bybit 持卡人条款与条件范围之外兑换。
- Bybit 有权修改本次活动的条款。若有更改，恕不另行通知。
Bybit Card is a Mastercard debit card that allows you to access your funds easily and securely wherever and whenever, making it the ultimate companion on your crypto journey.
Bybit Card 是一款万事达卡借记卡，可让您随时随地轻松安全地访问您的资金，使其成为您加密之旅的终极伴侣。
A reliable and convenient way to off-ramp your crypto and spend on the go, Bybit Card helps you to maximize and fully integrate crypto into your daily life — you can unlock immediate access to online and overseas transactions.
Bybit Card 是一种可靠且便捷的加密货币消费方式，可帮助您最大限度地将加密货币融入您的日常生活——您可以立即解锁在线和海外交易。
You can use your earnings from Bybit's full suite of trading products and pay for your purchases instantly.
您可以使用您从 Bybit 的全套交易产品中获得的收入并立即支付您的购买费用。
Benefits 好处
Accepted by over 90 million Mastercard merchants
被超过 9000 万家 Mastercard 商户接受
Multiple cryptos as payment options
多种加密货币作为支付选项
3D Secure EMV protects your funds
3D Secure EMV 保护您的资金
Exciting Loyalty Reward Program
令人兴奋的忠诚度奖励计划
24/7 multilingual customer support
24/7 多语言客户支持
Here’s a detailed guide to apply for your Bybit Card.以下是申请 Bybit 卡的详细指南。
For a Virtual Bybit Card虚拟 Bybit 卡
Step 1: Go to Finance → Card and click on Apply Now.第 1 步：前往 Finance → 卡，然后单击立即申请。
Step 2: Select your Country of Residence.第 2 步：选择您的居住国家/地区。
Note: 注意：
Bybit Card is currently only available in limited countries. If your selected country of residence is not within the supported countries, we will register your interest now and inform you when Bybit Card is coming to your country.Bybit Card 目前仅在有限的国家/地区可用。如果您选择的居住国家/地区不在支持的国家/地区，我们将立即登记您的兴趣，并在 Bybit 卡进入您所在的国家/地区时通知您。
Step 3: 步骤3：
a) Complete the requirement of Eligibility Check: Identity Verification and click Verify.a） 完成资格检查：身份验证的要求，然后单击验证。
- Accepted Proof of Identity includes an Australian National ID, Passport and Driver’s License.可接受的身份证明包括澳大利亚国民身份证、护照和驾驶执照。
- Users with a non-Australian Proof of Identity will be required to provide their Passport, and an Australian Proof-Of-Address for the eligibility check.持有非澳大利亚身份证明的用户将需要提供他们的护照和澳大利亚地址证明以进行资格检查。
Note: Bybit Card has more stringent requirements for Identity Verification. Hence, you may be required to update your Identity Verification even though you have already completed it on your Bybit account previously.注意：Bybit Card 对身份验证有更严格的要求。因此，即使您之前已经在 Bybit 账户上完成了身份验证，您也可能需要更新您的身份验证。
b) Provide your residential address.湾） 提供您的居住地址。
Step 4: Confirm (or set up) your registered email address. You will also be requested to set up Google Verification if you have not set it up yet.第 4 步： 确认（或设置）您注册的电子邮件地址。如果您尚未设置 Google Verification，您也会被要求设置 Google Verification。
After successful submission, your virtual Bybit Card application will be under review and this process usually takes a few minutes. In some cases, the review can take up to 7 working days. You will be notified via email when your application is successful.成功提交后，您的虚拟 Bybit 卡申请将接受审核，此过程通常需要几分钟。在某些情况下，审核最多可能需要 7 个工作日。申请成功后，您将收到电子邮件通知。
For a Physical Bybit Card 对于实体 Bybit 卡
To apply for a physical card, you must first successfully obtain a virtual card.要申请实体卡，您必须先成功获得虚拟卡。
Step 1: Go to Finance → Card. Click Apply Now on the physical Bybit Card Application banner.第 1 步：前往 Finance → 卡。点击 Bybit Card Application 实体横幅上的 Apply Now。
Step 2: Edit the display name on your card. Please note that the display name can only contain up to 21 Latin characters and spaces.第 2 步：编辑卡上的显示名称。请注意，显示名称最多只能包含 21 个拉丁字符和空格。
Step 3: Edit your shipping address. Please note that the shipping address should be in the same country as the provided Residential Address.第 3 步：编辑您的送货地址。请注意，送货地址应与提供的居住地址位于同一国家。
Notes: 笔记：
— Bybit reserves the right to reject any address change request if the edited address is inconsistent with your virtual Bybit Card's Address Verification. We currently do not support submitting additional proof of address to change the shipping address.— 如果编辑后的地址与您的虚拟 Bybit 卡的地址验证不一致，Bybit 保留拒绝任何地址更改请求的权利。我们目前不支持提交额外的地址证明来更改送货地址。
— VIP users are entitled to apply for DHL delivery services starting from July 23rd, 2024 onwards. For DHL delivery issues or inquiries, please contact DHL Customer Service here for further assistance. — VIP 用户有权从 2024 年 7 月 23 日起申请 DHL 送货服务。有关 DHL 递送问题或查询，请在此处联系 DHL 客户服务 以获得进一步帮助。
Step 4: Set and verify your PIN. The PIN will be used for ATM transactions and to make large purchases at retail merchants. You can still reset the PIN after activating the card. However, please keep your PIN securely and privately.第 4 步：设置并验证您的 PIN。PIN 码将用于 ATM 交易和在零售商家进行大额购买。激活卡后，您仍然可以重置 PIN。但是，请妥善保管您的 PIN 码。
Step 5: Click on Apply after you have confirmed the details. Your address change request will be reviewed within 7 business days and you will be informed of the outcome via email.第 5 步：点击 使用 确认详细信息后。您的地址更改请求将在 7 个工作日内接受审核，并通过电子邮件通知您结果。
Tips: Add [email protected] and [email protected] to your address book to ensure our email enters your inbox.提示：将 [email protected] 和 [email protected] 添加到您的地址簿中，以确保我们的电子邮件进入您的收件箱。
Step 6: 步骤6：
- Once your address review is approved, you may go back to the application page.一旦您的地址审核获得批准，您就可以返回 申请页面。
- If your application is rejected, you will be able to edit the address and resubmit the application. Kindly refer back to Step 3.如果您的申请被拒绝，您将能够编辑地址并重新提交申请。请返回第 3 步。
Step 7: You will see a pop-up message saying that your application is successful. You may click the View Status button to be redirected to the Card Management page.第 7 步：您将看到一条弹出消息，指出您的申请成功。您可以点击 查看状态 按钮以重定向到 Card Management 页面。
The card delivery might take up to 30 days to arrive. We are not able to provide the shipment status details as the delivery method used does not offer a tracking service. Please refer to this FAQ if you have not received it for more than 30 days.银行卡送达最多可能需要 30 天才能送达。我们无法提供货件状态详情，因为所使用的配送方式不提供追踪服务。 如果您超过 30 天未收到，请参阅此常见问题解答。
For VIP users on DHL Delivery, the tracking number will be shown on the Card Management page once the card has been shipped.对于 DHL Delivery 的 VIP 用户，卡发货后，跟踪号将显示在卡管理页面上。
Fees and Limits (Bybit Card)
费用和限额 （Bybit 卡）
2024-12-14 15:58:02
The details of fees and spending limits associated with Bybit Card are as follows:Bybit Card 相关费用和消费限额详情如下：
Fees 费用
Fee Type 费用类型 | Rates 率 | ㅤ | ㅤ | ㅤ | ㅤ |
ㅤ | EEA & CH 欧洲经济区和瑞士 | Australia 澳大利亚 | Argentina 阿根廷 | Brazil 巴西 | AIFC |
Foreign Exchange Fee 外汇费用 | 0.5%
(On top of Mastercard’s Foreign Exchange Rate)（除万事达卡的外汇汇率外） | 1%
(On top of Mastercard’s Foreign Exchange Rate)（除万事达卡的外汇汇率外） | 7% | 1.5% | 2% |
Crypto Conversion Fee 加密货币转换费 | 0.9%
(On top of Bybit’s One-Click Sell Exchange Rate)（在 Bybit 的一键卖出汇率之上）
Note: The minimum conversion amount is 1 EUR/USD.注意：最低转换金额为 1 欧元/美元。 | ㅤ | 0.5%
(On top of Bybit’s One-Click Sell Exchange Rate)（在 Bybit 的一键卖出汇率之上）
Note: The minimum conversion amount is 5,000 ARS.注意：最低转换金额为 5,000 ARS。 | 0.9%
(On top of Bybit’s One-Click Sell Exchange Rate)（在 Bybit 的一键卖出汇率之上）
Note: The minimum conversion amount is 10 BRL.注意：最低转换金额为 10 巴西雷亚尔。 | 0.9%
(On top of Bybit’s One-Click Sell Exchange Rate)（在 Bybit 的一键卖出汇率之上）
Note: The minimum conversion amount is 1 USD.注意：最低转换金额为 1 美元。 |
FX Padding FX 填充 | 0% | ㅤ | 5% | 3% | 0% |
Annual Fee 年费 | None 没有 | ㅤ | ㅤ | ㅤ | ㅤ |
Inactivity Fee 闲置费 | None 没有 | ㅤ | ㅤ | ㅤ | ㅤ |
Card Cancellation Fee 卡取消费 | None 没有 | ㅤ | ㅤ | ㅤ | ㅤ |
Card Issuance / 发卡 /
Replacement Fee 补发费用 | None 没有
(for virtual Bybit Card)**（虚拟 Bybit 卡）**
5 EUR/USDT 5 欧元/USDT
(for physical Bybit Card)（适用于实体 Bybit 卡） | ㅤ | ㅤ | None 没有
(for virtual Bybit Card) （虚拟 Bybit 卡） | ㅤ |
ATM Withdrawal Fee ATM 取款费 | 2%
(after the first 100 EUR monthly)（每月前 100 欧元之后） |
2%
(after the first 100 USD monthly)（每月前 100 美元之后）
|
2%
(after the first 95k USD monthly)（每月前 95k 美元之后）
| None 没有
(for virtual Bybit Card) （虚拟 Bybit 卡） | ㅤ |
Notes: 笔记：
— Foreign exchange (FX) Fee applies to transactions that are performed in a currency other than the currency your card is denominated in. For example, a Bybit Card is denominated in EUR for USD transactions. For details of Bybit's foreign exchange rates and fees, please refer to the Exchange Rate Information.— 外汇 （FX） 费用适用于以您的卡计价货币以外的货币进行的交易。例如，对于美元交易，Bybit 卡以欧元计价。有关 Bybit 的外汇汇率和费用详情，请参阅汇率信息。
— The ECB Reference Rate is updated every Monday to Friday at 3 PM UTC while Master Card Reference Rate is updated daily at 6:30 PM UTC.— ECB 参考汇率在每周一至周五下午 3 点 UTC 更新，而万事达卡参考汇率在每天下午 6：30 UTC 更新。
— Crypto Conversion Fee applies to all transactions funded with non-fiat assets in your Bybit Funding Account. — 加密货币兑换费适用于您 Bybit 资金账户中所有使用非法定资产注资的交易。
— Some ATM merchants may charge an ATM Access Fee and/or may prompt currency conversion to your card currency. Do take note of this and read all instructions on the ATM screen carefully. These are the fees and services provided by the ATM service provider.— 一些 ATM 商户可能会收取 ATM 使用费和/或可能会提示将货币兑换为您的卡货币。请注意这一点，并仔细阅读 ATM 屏幕上的所有说明。这些是 ATM 服务提供商提供的费用和服务。
— **No fee is required for the issuance of Bybit Card until further notice.— **Bybit 卡的发行不收取任何费用，直至另行通知。
Case Study 1 – Foreign Exchange Fee案例研究 1 – 外汇费用
Trader A makes a transaction of 69.80 SGD using his Bybit Card denominated in EUR. 交易者 A 使用他的 Bybit 卡（以欧元计价）进行了 69.80 新加坡元的交易。
Assume that the Mastercard Exchange Rate is 1 EUR ≈ 1.41571000 SGD. The total transaction amount is calculated as follows:假设万事达卡汇率为 1 欧元≈ 1.41571000 新加坡元。总交易金额计算如下：
Transaction Amount: 69.80/1.41571000 = 49.3 EUR交易金额：69.80/1.41571000 = 49.3 欧元
Foreign Exchange Fee = 49.3 EUR × 0.5% = 0.2 EUR外汇费用 = 49.3 欧元 × 0.5% = 0.2 欧元
Total Transaction Amount = 49.3 + 0.2 = 49.5 EUR总交易金额 = 49.3 + 0.2 = 49.5 欧元
In this case, 49.5 EUR will be deducted from Trader A's Funding Account.在这种情况下，将从交易者 A 的资金账户中扣除 49.5 欧元。
Note: 注意：
You may notice that the authorized amount is slightly higher than the actual transaction amount. This is due to the 3% padding applied when freezing your funds for authorization to accommodate changes in exchange rate when the merchant completes the transaction. Any excess amount will be refunded to your Funding Account’s Available Balance.您可能会注意到，授权金额略高于实际交易金额。这是因为在冻结您的资金以获得授权时应用了 3% 的填充，以适应商家完成交易时的汇率变化。任何超出的金额将退还到您的资金账户的可用余额中。
Case Study 2 – Crypto Conversion Fee案例研究 2 – 加密转换费
Trader B makes a transaction of 100 EUR and only has USDT in his Funding Account. 交易者 B 进行了一笔 100 欧元的交易，他的资金账户中只有 USDT。
Suppose Bybit’s One-Click Sell Exchange Rate is 1 USDT ≈ 0.93167 EUR. The total number of Crypto for payment is calculated as follows:假设 Bybit 的一键卖出汇率为 1 USDT ≈ 0.93167 EUR。用于支付的 Crypto 总数计算如下：
Transaction Amount: 100/0.93167 = 107.33 USDT交易金额：100/0.93167 = 107.33 USDT
Crypto Conversion Fee = 107.334 USDT × 0.9% = 0.97 USDT加密货币兑换费 = 107.334 USDT × 0.9% = 0.97 USDT
Total Transaction Amount = 107.33 + 0.97 = 108.3 USDT总交易金额 = 107.33 + 0.97 = 108.3 USDT
In this case, 108.3 USDT will be deducted from Trader B's Funding Account.在这种情况下，将从交易者 B 的资金账户中扣除 108.3 USDT。
Case Study 3 – ATM Withdrawal Fee案例研究 3 – ATM 取款费
Trader C has 200 EUR in his Funding Account.交易员 C 的资金账户中有 200 欧元。
On Day 1, Trader C intends to withdraw 60 EUR at an ATM machine.第 1 天，交易者 C 打算在 ATM 机上提取 60 欧元。
Total Cash Received = 60 EUR 收到的总现金 = 60 欧元
ATM Withdrawal Fee = None (ATM Withdrawal Fee waived for the first 100 EUR each month)ATM 取款费用 = 无（每月前 100 欧元免除 ATM 取款费用）
Funding Account Balance = 200 - 60 = 140 EUR资金账户余额 = 200 - 60 = 140 欧元
On the same day, Trader C intends to withdraw another 110 EUR.同一天，交易者 C 打算再提取 110 欧元。
Total Cash Received = 110 EUR 收到的总现金 = 110 欧元
ATM Withdrawal Fee (for the first 40 EUR) = None (Trader C has already withdrawn 60 EUR, and the ATM Withdrawal Fee is only waived for 40 EUR)ATM 取款费用（前 40 欧元）= 无（交易员 C 已经取款 60 欧元，仅免除 40 欧元的 ATM 取款费）
ATM Withdrawal Fee (for remaining 70 EUR) = 70 EUR * 2% = 1.4 EURATM 取款费用（剩余 70 欧元）= 70 欧元 * 2% = 1.4 欧元
Funding Account Balance = 140 - 40 - (70 + 1.4) = 28.6 EUR资金账户余额 = 140 - 40 - （70 + 1.4） = 28.6 欧元
Case Study 4 – Crypto Conversion Fee and ATM Withdrawal Fee案例研究 4 – 加密货币转换费和 ATM 取款费
Trader D has 0 EUR and 100 USDT in his Funding Account. Suppose Bybit’s One-Click Sell Exchange Rate is 1 USDT ≈ 0.93167 EUR. 交易者 D 的资金账户中有 0 欧元和 100 USDT。假设 Bybit 的一键卖出汇率为 1 USDT ≈ 0.93167 EUR。
Trader D intends to withdraw 5 EUR at an ATM machine. 交易者 D 打算在 ATM 机上提取 5 欧元。
Please note that there is a minimum crypto conversion amount of 10 EUR.请注意，最低加密货币兑换金额为 10 欧元。
Total Cash Received = 5 EUR收到的总现金 = 5 欧元
ATM Withdrawal Fee = None (ATM Withdrawal Fee waived for the first 100 EUR each month)ATM 取款费用 = 无（每月前 100 欧元 免除 ATM 取款费用）
USDT equivalent of 10 EUR = 10/0.93167 = 10.7334 USDT10 欧元等值的 USDT = 10/0.93167 = 10.7334 USDT
Crypto Conversion Fee = 10.7334 * 0.9% = 0.0966 USDT赎币手续费 = 10.7334 * 0.9% = 0.0966 USDTTotal USDT converted to EUR = 10.7334 + 0.0966 = 10.83 USDT换算成欧元的 USDT 总量 = 10.7334 + 0.0966 = 10.83 USDT
Funding Account Balance = (100 - 10.83) USDT and (10.83 - 5) EUR = 89.17 USDT and 5.83 EUR资金账户余额 = （100 - 10.83） USDT 和 （10.83 - 5） 欧元 = 89.17 USDT 和 5.83 欧元
Spending Limits 消费限额
Virtual and physical Bybit Cards share one spending limit, while the Virtual Card Lite will be subjected to a Lifetime Spending Limit of 150 EUR.虚拟卡和实体 Bybit 卡共用一个消费限额，而虚拟卡 Lite 的终身消费限额为 150 欧元。
For example, Trader E (owns a virtual and physical card) and Trader F (owns a virtual card lite) have 1,000 EUR in their Funding Account and they spend 100 EUR using the card. Trader E can pay the remaining balance (900 EUR) with either his virtual or physical card. While Trader F can pay the remaining balance (50 EUR) with Virtual Card Lite due to the lifetime spending limit of its card. 例如，交易者 E（拥有虚拟卡和实体卡）和交易者 F（拥有虚拟卡精简版）的资金账户中有 1,000 欧元，他们使用该卡花费了 100 欧元。交易者 E 可以用他的虚拟卡或实体卡支付剩余余额（900 欧元）。而交易者 F 可以使用 Virtual Card Lite 支付剩余余额（50 欧元），因为其卡的终身消费限额。
Period 时期 | EEA & CH 欧洲经济区和瑞士 | Australia 澳大利亚 | Argentina* 阿根廷* | Brazil 巴西 | AIFC |
One Time 一下 | N/A 不适用 | ㅤ | ㅤ | ㅤ | 1,000 USD 1,000 美元 |
Per Transaction 每笔交易 | 5,000 EUR 5,000 欧元 | 13,500 USD 13,500 美元 | 1,000 USD 1,000 美元 | N/A 不适用 | 1,000 USD 1,000 美元 |
Daily 日常 | 5,000 EUR 5,000 欧元 | 13,500 USD 13,500 美元 | 5,000 USD 5,000 美元 | 27,500 BRL 27,500 巴西雷亚尔 | 5,000 USD 5,000 美元 |
Monthly 每月 | 50,000 EUR 50,000 欧元 | 27,000 USD 27,000 美元 | 10,000 USD 10,000 美元 | 137,500 BRL 137,500 巴西雷亚尔 | 25,000 USD 25,000 美元 |
Annual 年刊 | 250,000 EUR 250,000 欧元 | 270,000 USD 270,000 美元 | 50,000 USD 50,000 美元 | 550,000 BRL 550,000 雷亚尔 | 150,000 USD 150,000 美元 |
Notes: 笔记：
— *Argentina Card limits will be calculated using the ARS equivalent to USD.— *阿根廷卡限额将使用等值美元的 ARS 计算。
— The spending limit of Bybit Card does not support adjustment.— Bybit Card 的消费限额不支持调整。
ATM Withdrawal Limit ATM 取款限额
There is an ATM withdrawal limit when using a physical Bybit Card.使用实体 Bybit 卡时有 ATM 取款限额。
Limit Type 限制类型 | Frequency 频率 | Limit 限制 | ㅤ | ㅤ |
ㅤ | ㅤ | EEA & CH 欧洲经济区和瑞士 | Australia 澳大利亚 | Argentina 阿根廷 |
Max Number of ATM Withdrawals最大 ATM 取款次数 | Within 24 hours 24 小时内 | 10 | ㅤ | 5 |
Max Value of ATM Withdrawals (€, $) ATM 取款的最大价值（欧元、美元） | Within 24 hours 24 小时内 | 2,000 EUR 2,000 欧元 | 600 USD 600 美元 | 180,000 ARS 180,000 阿根廷比索 |
Max Number of ATM Withdrawals最大 ATM 取款次数 | Per month 每月 | 300 | ㅤ | 20 |
Max Value of ATM Withdrawals (€, $) ATM 取款的最大价值（欧元、美元） | Per month 每月 | 10,000 EUR 10,000 欧元 | 1,800 USD 1,800 美元 | 1,800,000 ARS 1,800,000 阿根廷比索 |
Max Number of ATM Withdrawals最大 ATM 取款次数 | Per year 每年 | 2,500 | ㅤ | 200 |
Max Value of ATM Withdrawals (€, $) ATM 取款的最大价值（欧元、美元） | Per year 每年 | 70,000 EUR 70,000 欧元 | 13,500 USD 13,500 美元 | 9,000,000 ARS 9,000,000 阿根廷比索 |
The ATM withdrawal limits for Bybit Card can also be found in Bybit Card Holder Terms & Conditions.Bybit 卡的 ATM 提款限额也可以在 Bybit 卡持有人条款和条件中找到 。
Disclaimer: 免責聲明：
Bybit reserves the right to introduce or amend the Fees and Limits according to market conditions.Bybit 保留根据市场情况引入或修改费用和限制的权利。
- 作者:布鲁斯
- 链接:https://www.bvip.one/2025/01/09/01
- 声明:本文采用 CC BY-NC-SA 4.0 许可协议，转载请注明出处。
